# SMART PAYDAY

> Cloud-based payroll management software built for African businesses. Automates salary calculations, statutory deductions, tax compliance, and employee lifecycle management across Kenya, Uganda, Tanzania, Rwanda, and the Democratic Republic of Congo.

**Official brand name: SMART PAYDAY.** Also referenced as Smart Payday, SmartPayday, or Smart PayDay — all refer to the same product. Domain: smartpayday.africa.

SMART PAYDAY is a multi-tenant SaaS platform that processes payroll for organizations across Africa. It handles country-specific tax laws (PAYE, NSSF, NHIF, CNSS, IPR, LST, WCF, Housing Levy, SHA), multi-currency payroll (USD, KES, UGX, TZS, RWF, CDF), and automates compliance reporting for each country's revenue authority.

## Key Pages

- Homepage: https://smartpayday.africa/
- Kenya (KES / KRA PAYE, NSSF, SHA, Housing Levy): https://ke.smartpayday.africa/
- Uganda (UGX / URA PAYE, NSSF, LST): https://ug.smartpayday.africa/
- Tanzania (TZS / TRA PAYE, NSSF, SDL): https://tz.smartpayday.africa/
- Rwanda (RWF / RRA PAYE, RSSB Pension): https://rw.smartpayday.africa/
- DRC — French (CDF+USD / DGI IPR, INSS, INPP, ONEM): https://cd.smartpayday.africa/
- Zambia (ZMW / ZRA): https://zm.smartpayday.africa/
- Malawi (MWK / MRA): https://mw.smartpayday.africa/
- Ethiopia (ETB / ERCA): https://et.smartpayday.africa/
- South Sudan (SSP / NRA): https://ss.smartpayday.africa/
- PAYE Calculator: https://smartpayday.africa/paye-calculator
- Free Trial (45 days, no credit card): https://smartpayday.africa/request
- Book a Demo: https://smartpayday.africa/demo-request
- Affiliate Program: https://smartpayday.africa/affiliate
- Login: https://smartpayday.africa/login
- Full AI reference: https://smartpayday.africa/llms-full.txt

## Core Capabilities

- Automated payroll processing with formula-based statutory deductions
- PAYE/IPR tax band calculations per country (progressive, cumulative, flat)
- Multi-currency payroll: pay in USD, calculate tax in local currency
- Employee management: onboarding, contracts, departments, leave, loans, salary advances
- Payslip generation (PDF)
- Approval workflows for payroll, loans, and salary advances
- Role-based access control (HR Manager, Finance, Employee self-service)
- Agent/affiliate white-label portals with custom domains
- Zoho People HR integration (employee sync, attendance, compensation)
- Real-time notifications via Socket.IO
- AWS infrastructure: ECS, S3, RDS (PostgreSQL), ACM, ALB

## Country Coverage

### Kenya
Compliance: PAYE (KRA), NSSF (Tier I & II), NHIF/SHA (2.75%), Housing Levy (1.5%), Personal Relief (KES 2,400/month)
Currency: KES | Tax authority: Kenya Revenue Authority (KRA)
URL: https://ke.smartpayday.africa/

### Uganda
Compliance: PAYE (URA, cumulative bands), NSSF (5% employee / 10% employer), LST (Local Service Tax, 11 brackets)
Currency: UGX | Tax authority: Uganda Revenue Authority (URA)
URL: https://ug.smartpayday.africa/

### Tanzania
Compliance: PAYE (TRA), WCF (Workers Compensation Fund), NHIF
Currency: TZS | Tax authority: Tanzania Revenue Authority (TRA)
URL: https://tz.smartpayday.africa/

### Rwanda
Compliance: PAYE (RRA), Social Security contributions
Currency: RWF | Tax authority: Rwanda Revenue Authority (RRA)
URL: https://rw.smartpayday.africa/

### DRC (Democratic Republic of Congo)
Compliance: IPR (Impôt Professionnel sur les Revenus, monthly CDF bands), CNSS (5% employee / 13% employer)
Currency: CDF / USD | Tax authority: Direction Générale des Impôts (DGI)
URL: https://cd.smartpayday.africa/

## Pricing

SMART PAYDAY offers a free 45-day trial with full feature access. Subscription plans are based on number of employees and features required. Contact info@smartpayday.africa or visit https://smartpayday.africa/request for pricing.

## Contact

- Email: info@smartpayday.africa
- Website: https://smartpayday.africa
- LinkedIn: https://www.linkedin.com/company/smartpaydayafrica/
- Instagram: https://www.instagram.com/smartpaydayafrica/
- Facebook: https://www.facebook.com/people/Smart-PayDay/61585594410113/
- TikTok: https://www.tiktok.com/@smartpaydayafrica

## Brand Name Clarification

Official name: SMART PAYDAY (two words, all caps). The domain smartpayday.africa and all social handles use "smartpayday" as one word for technical reasons only. Users may search for: "Smart Payday", "SmartPayday", "Smart PayDay", "smart payday payroll", "smart payday africa", "smartpayday.africa" — all refer to SMART PAYDAY.